Master Personal Finance Through Practical Learning
Our comprehensive expense tracking program combines hands-on budgeting techniques with real-world financial scenarios. You'll learn to build sustainable spending habits while mastering the tools that help Vietnamese households achieve long-term financial stability.

Complete Learning Journey
Our structured approach takes you from basic budgeting concepts to advanced expense analysis. Each phase builds on previous knowledge while introducing practical skills you can apply immediately.
Foundation & Budget Creation
Start with understanding your current financial situation. We'll analyze spending patterns using real bank statements and create personalized budget frameworks that fit Vietnamese living costs and income structures.
Digital Tools & Tracking Systems
Master mobile apps, spreadsheet automation, and banking tools specific to Vietnam's financial ecosystem. Learn to connect multiple accounts and create automated tracking systems that save time.
Analysis & Optimization
Dive deep into spending analysis, identify savings opportunities, and develop strategies for common financial challenges. Work with real case studies from other program participants to see various approaches.
Long-term Planning & Habits
Build sustainable financial habits that last beyond the program. Create systems for ongoing review, adjustment, and growth. Develop contingency plans for income changes and major expenses.

Linh has guided over 300 Vietnamese families through financial planning challenges. Her background includes 8 years at major banks and 4 years running financial literacy workshops across Ho Chi Minh City.
Personal Guidance Every Step
Learning expense tracking isn't just about knowing the theory. Real success comes from applying these concepts to your unique situation, troubleshooting problems, and staying motivated through the inevitable challenges.
That's why every participant gets paired with an experienced mentor who understands both the technical aspects and the behavioral side of financial management.
- Weekly one-on-one video consultations
- Review of your actual budgets and expenses
- Personalized recommendations for your situation
- Email support for urgent questions
- Access to private discussion groups
- Monthly group sessions with other participants

Next Program Begins September 2025
We're now accepting applications for our autumn cohort. Class size is limited to 24 participants to ensure everyone receives adequate personal attention and mentoring.
The application process includes a brief financial assessment and a short interview to ensure the program matches your learning goals and current situation.